Iowa bankruptcy lawyer Jeff Mathias is an attorney handling personal bankruptcy, primarily under Chapter 7. Jeff Mathias Law Offices has successfully represented hundreds of clients in Iowa bankruptcy and can guide you through the system with confidence. Visit our office located in Des Moines, Iowa. Iowa Bankruptcy Fees
Iowa Bankruptcy: Quick SummaryEligibility for Chapter 7 Bankruptcy in Iowa Check your gross family income against the chart below. If you are below the median income you have a much better chance of a successful complete discharge through Chapter 7 bankruptcy. Some debtors over the median income will not be eligible for Chapter 7, but may want to consider Chapter 13 bankruptcy repayment. Jeff will not accept your fees or your case if he does not believe your case will succeed.
Exclude Social Security Income Pre-Filing Credit Counseling You can do your required credit counseling class online for about $50 before coming to my office. You should email your certificate(s) to me as soon as you receive it. You can get your certificate(s) online at www.cccsinc.org (allow two days for them to email it to you) or in person here in Des Moines at www.consumercredit-dm.com. Joint couples require two certificates. Office Appointment You will bring your fees ($1,199 total) and the documents listed below to Jeff's office. Jeff will go through your case in detail before accepting your fees. If you are not eligible, Jeff will not accept your fees and you pay nothing. If you are eligible, Jeff will do your entire petition during this appointment. That way we can file your case quickly and you are not sitting at home filling out a long, confusing packet. We don't use packets.
Hearing Jeff will attend your bankruptcy hearing with you. There is no Judge or courtroom, just a trustee who will ask if you listed all your bills, all your assets, whether you had more than $1,000 ($2,000 joint Iowa bankruptcy filing) in your bank accounts on the day of filing and so forth. Jeff will assist you if creditors appear or the trustee is concerned about any issues on your bankruptcy. Discharge About 9 weeks after your hearing you will receive your discharge order in the mail meaning you are no longer responsible for the debt. If you continue to receive bills from any of your discharged creditors you can just send them to us and we will take care of them. Questions? Email Jeff at jeff@mathiaslaw.com. I look forward to helping you! Jeff Mathias
jeff@mathiaslaw.com
HonestyWhether due to job loss, illness, divorce or wages that simply do not keep up with increased cost of living, many individuals and families in Iowa find themselves in financial distress. Constant phone calls, lawsuits, judgments, liens, wage and bank account garnishment, calls at work that can threaten your job security, foreclosure and eviction are all problems Iowa individuals and families find themselves in when overwhelmed with unmanageable debt. Our Courts and Judges, the United States Trustee’s Office, the Panel Trustees, the Clerk of Court and your Attorney are all interested in assisting honest debtors in getting relief from burdensome debt, getting back on track financially, and planning a brighter financial future. As a debtor taking advantage of this opportunity, you have an obligation to be completely truthful and cooperative with your attorney and in all other matters related to your case. You must fully and accurately disclose all of your assets, income and all claims you have against others and comply with all document or other requests of the Trustees. The success of my firm and my ability to continue to represent honest, well intended clients depends of my accepting only clients who will take a completely honest approach. - Jeff Mathias We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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Visit our Des Moines Iowa Bankruptcy Office
Somerfield Village
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